Debt Snowball & Avalanche Payoff Tracker, Debt Payoff Spreadsheet, Excel and Google Sheets, Debt Free Planner, Loan Payoff Calculator

Debt Snowball & Avalanche Payoff Tracker, Debt Payoff Spreadsheet, Excel and Google Sheets, Debt Free Planner, Loan Payoff Calculator

$3.99
Sale price  $3.99 Regular price 
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Debt Snowball & Avalanche Payoff Tracker, Debt Payoff Spreadsheet, Excel and Google Sheets, Debt Free Planner, Loan Payoff Calculator

Debt Snowball & Avalanche Payoff Tracker, Debt Payoff Spreadsheet, Excel and Google Sheets, Debt Free Planner, Loan Payoff Calculator

$3.99
Sale price  $3.99 Regular price 
✅ Instant Digital Download | Excel & Google Sheets | Editable & Printable | Works on Mac & PC

STOP wondering when you'll finally be debt-free. This premium Debt Snowball &
Avalanche Payoff Tracker tells you the exact month you'll pay off every debt —
and how many thousands you'll save in interest — automatically.

List your debts once, choose your method, add any extra you can pay, and the
workbook builds a month-by-month payoff plan that rolls each freed-up payment
onto your next debt (the true snowball). Works in Microsoft Excel AND Google
Sheets, plus printable & fillable PDFs — no apps, no subscriptions, yours forever.

WHAT IT DOES FOR YOU
• Snowball OR Avalanche — switch with one cell, everything recalculates instantly
• Calculates your exact debt-free DATE, month by month
• Shows total interest you'll pay — and interest SAVED vs minimums only
• Auto roll-over: each paid-off debt's payment powers the next
• Live payoff curve watches your total balance drop to zero
• Payoff Calculator: see what one extra payment a month really saves you
• Tracks up to 10 debts — credit cards, loans, medical, student, auto & more
• Clean dashboard: total debt, debt-free date, interest saved & debts remaining

REAL EXAMPLE (the included sample)
7 debts, $35,030 total, $250 extra a month →
debt-free in 38 months and about $6,300 LESS interest than paying minimums.

WHAT'S INCLUDED
• Excel workbook (.xlsx) with 7 pre-built tabs & live charts
• Google Sheets version (one-click import)
• Printable PDF worksheets (US Letter + A4)
• Fillable PDF debt snapshot & next-target form
• Step-by-step instruction guide

HOW IT WORKS
1. Pick Snowball (smallest balance first) or Avalanche (highest APR first).
2. Enter each debt's balance, APR and minimum payment.
3. Add any extra you can pay each month.
4. Your debt-free date, interest saved and payoff curve appear instantly.

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