Savings Tracker & Business Runway Planner | Emergency Fund Spreadsheet for Freelancers | Excel + Google Sheets | Editable

Savings Tracker & Business Runway Planner | Emergency Fund Spreadsheet for Freelancers | Excel + Google Sheets | Editable

$9.99
Sale price  $9.99 Regular price 
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Savings Tracker & Business Runway Planner | Emergency Fund Spreadsheet for Freelancers | Excel + Google Sheets | Editable

Savings Tracker & Business Runway Planner | Emergency Fund Spreadsheet for Freelancers | Excel + Google Sheets | Editable

$9.99
Sale price  $9.99 Regular price 
✅ Instant Digital Download | Excel & Google Sheets | Editable & Printable | Works on Mac & PC

KNOW EXACTLY HOW LONG YOUR MONEY LASTS

The Savings & Runway Planner turns the freelancer's worst question — "how many months do I have if work dries up?" — into a single clear number.

Type your current savings and your monthly burn rate. The spreadsheet shows your runway in months, tracks your savings growth toward your emergency fund goal, and flags when you're below the safe zone.


WHAT YOU GET WHEN YOU OPEN IT

- RUNWAY IN MONTHS at a glance (the big hero number)
- EMERGENCY FUND PROGRESS toward your target
- MONTHLY SAVINGS RATE tracker
- Visual savings growth chart over time
- "Are you safe?" indicator based on industry standards (3-6 months recommended)


BUILT FOR

Freelancers, consultants, side hustlers, solopreneurs, and anyone with variable income who needs an emergency fund cushion but doesn't have the structure of a regular paycheck.


WHAT'S INSIDE THE SPREADSHEET

- Current savings + monthly burn input
- Auto-calculated runway in months
- Monthly contribution log
- Savings growth chart
- Goal-progress dashboard
- Settings for emergency fund target


HOW IT WORKS — UNDER 5 MINUTES

1. Download the file (Excel or Google Sheets — both work)
2. Type your current savings + your average monthly expenses
3. Log each savings contribution as you make them — runway updates automatically


WHY FREELANCERS LOVE IT

- No subscriptions. No logins. No monthly fees.
- Works offline in Excel, online in Google Sheets
- You own the file forever
- Instant digital download
- Removes the "what if work dries up?" anxiety


FREQUENTLY ASKED

Q: How many months of runway should I aim for?
A: Industry standard for freelancers is 3-6 months minimum, 12 months if your income is highly variable. The template suggests targets.

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